How to get out of debt? First, do not incur any more debt. Cut expenses as much as possible. Hide the credit cards.
Some people suggest freezing them in a block of ice. Try to pay for things that are bought at stores in cash, like groceries, drugstore purchases, gas and incidentals. Lay out your statements for your debt, and select the lowest balance. Pay the minimum on the others but make every effort to pay extra against this one debt until it's paid off. Continue in this manner until all are paid. That's how to get out of debt!